See The Forest Through the Trees

Trump & Musk’s NEW PLAN: Impact On Your Social Security

During his campaign, President Trump promised not to cut Social Security or Medicare benefits and proposed eliminating federal taxes on Social Security distributions—a move that could benefit millions of retirees. But how realistic is this plan, and what are the potential consequences? In this video, we’ll unpack the history of Social Security taxation, analyze the impact of Trump's proposal, and explore alternative ideas from figures like Vivek Ramaswamy, JD Vance, and Elon Musk. With rising concerns about the Social Security trust fund's solvency, is economic growth really the ultimate solution? #SocialSecurity #RetirementPlanning #PersonalFinance #Trump2024 #FinancialFreedom #SocialSecurityBenefits #TaxReform #EconomicGrowth #RetirementSavings #FinancialPlanning00:00-Intro01:06-Trump's Plan for Social Security Taxation02:40-Vivek Ramaswamy Proposed Changes to Social Security06:05-Elon Musk Proposed Changes to Social Security07:45-5 Proposals to Fix Social Security14:30-What This Means for Your BenefitsOutstanding Personal Finance Tools👇Budgeting...👇★☆★ Rocket Money (originally called as TrueBill) ★☆★https://rocketmoney.sjv.io/CelestialWMWealth Management...👇★☆★Personal Capital ★☆★👇https://personalcapital.sjv.io/CelestialWMBookkeeping...👇★☆★Gusto Bookkeeping★☆★👇https://gusto.pxf.io/CelestialWM[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.I provide financial planning for business owners and their families that makes sense.Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.We strive to help you:*Optimize Your Cash Flow*Minimize Your Taxes*Build Your Net Worth*Create a Lasting Legacy➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!Top Financial Advisor Baltimore. Top Financial Planner Maryland.Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.Celestial Wealth Management LLC receives compensation from YouTube for the presence of advertising before, after, and during this video content. Celestial Wealth Management LLC does not control the content or presence of any advertisements. The presence of any advertisement does not constitute an endorsement of the ad, company, entity, or product by Celestial Wealth Management LLC.

Ideal Time to Claim Social Security: Age 62 vs. 70

What if you could be leaving $250,000 on the table with ONE retirement decision? 🤔 In this video, we compare two retirees - Professor Pat and Nurse Nancy - to show how their different Social Security claiming strategies lead to drastically different outcomes in retirement.We break down:- The basics of how Social Security benefits are calculated- Why claiming Social Security at 62 vs 70 could make a $250K+ difference- A real-world comparison with $1M portfolios- The looming 2035 Social Security crisis you need to know about- Critical planning strategies to protect your retirementPlus, we reveal why neither early nor late claiming was actually optimal in our example! Don't miss this crucial information if you're planning to retire in the next 20 years.DISCLOSURESCelestial Wealth Management, LLC is registered as an investment adviser in the State of Maryland and Texas.Neither the information nor any opinion constitutes an offer or an invitation to make an offer, to buy or sell any securities or other financial instruments.This video is not intended to provide personal investment advice and it does not take into account the specific investment objectives, financial situation and the particular needs of any specific person.Investors should seek financial advice regarding the appropriateness of investing in financial instruments and implementing investment and planning strategies discussed in this video and should understand that statements regarding future prospects may not be realized.Nothing provided here constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments.Investments in securities entail risk and are not suitable for all investors. This is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction. All investment strategies have the potential for profit or loss.#RetirementPlanning #SocialSecurity #FinancialFreedom #RetireSmart #WealthManagement #RetirementSavings #PlanForFuture #FinancialAdvisor #RetirementTips #moneymatters 00:00-Introduction01:10-How Does Social Security Work?02:50-Claiming Social Security Benefits Now03:35-Delaying Social Security Benefits04:10-Professor Pat vs Nurse Nancy 08:57-The 2035 Crisis10:30-Where Did Social Security Mess Up?14:25-Run a Reduced Benefit Scenario 14:50-Adjust Your Savings Goal15:15-Diversify Your Income Sources15:45-Plan for FlexibilityOutstanding Personal Finance Tools👇Budgeting...👇★☆★ Rocket Money (originally called as TrueBill) ★☆★https://rocketmoney.sjv.io/CelestialWMWealth Management...👇★☆★Personal Capital ★☆★👇https://personalcapital.sjv.io/CelestialWMBookkeeping...👇★☆★Gusto Bookkeeping★☆★👇https://gusto.pxf.io/CelestialWM[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.I provide financial planning for business owners and their families that makes sense.Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.We strive to help you:*Optimize Your Cash Flow*Minimize Your Taxes*Build Your Net Worth*Create a Lasting Legacy➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!Top Financial Advisor Baltimore. Top Financial Planner Maryland.Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.Celestial Wealth Management LLC receives compensation from YouTube for the presence of advertising before, after, and during this video content. Celestial Wealth Management LLC does not control the content or presence of any advertisements. The presence of any advertisement does not constitute an endorsement of the ad, company, entity, or product by Celestial Wealth Management LLC.

The Savings Dilemma: The Secret Struggle of Most Retirees

Retirement isn’t just about saving—it’s about learning to spend without fear. Many retirees struggle to use the wealth they’ve built, stuck in a “savings trap.” In this video, we’ll tackle why this happens and how to confidently enjoy your retirement.#RetirementPlanning #FinancialFreedom #WealthManagement #RetireSmart #MoneyMindset #SavingsTrap #RetirementGoals #FinancialPlanning #SpendWisely #retirementwealth 00:00-Introduction01:50-The Savings Trap04:22-Why Spending Feels Like Losing05:45-Unspent Wealth: The Missed Opportunities08:40- Planning From The Gut10:45-Rethinking Retirement Goals★☆★Michael Kitces Retirement Draw Down Article★☆★ https://www.kitces.com/blog/consumption-gap-in-retirement-why-most-retirees-will-never-spend-down-their-portfolio/Outstanding Personal Finance Tools👇Budgeting...👇★☆★ Rocket Money (originally called as TrueBill) ★☆★https://rocketmoney.sjv.io/CelestialWMWealth Management...👇★☆★Empower Personal Capital ★☆★👇https://personalcapital.sjv.io/CelestialWMBookkeeping...👇★☆★Gusto Bookkeeping★☆★👇https://gusto.pxf.io/CelestialWM[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.I provide financial planning for business owners and their families that makes sense.Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.We strive to help you:*Optimize Your Cash Flow*Minimize Your Taxes*Build Your Net Worth*Create a Lasting Legacy➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!Top Financial Advisor Baltimore. Top Financial Planner Maryland.Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.

Retire ASAP If You Answer YES to These 6 Questions

Ever found yourself working late and asking, ‘Why haven’t I retired yet?’ Retirement is one of the biggest decisions you’ll ever make, and knowing when it’s time can be tough. From health concerns to reconnecting with family, and even deciding what your retirement could look like – there’s so much to consider. In this video, I’ll guide you through 6 essential questions to help you decide if you’re ready to retire. If you’re answering ‘yes’ to most of these, it might be time to plan for your next chapter. Remember, retirement isn’t about stopping—it’s about starting something extraordinary!#RetirementPlanning #FinancialFreedom #RetireSmart #FinancialGoals #WorkLifeBalance #TimeForFamily #HealthAndWealth #PersonalFinanceTips #RetirementGoals #wealthmanagement 00:00-Introduction00:30-How Do You Know When It's The Right Time to Retire?00:50-Are Your Retirement Dreams Hibernating? 02:05-Is Your Career Causing Health Concerns?03:35-Is Working Less An Option?04:55-Wishing You Had More Time With Family & Friends?06:25-Do You Know What Retirement Will Look Like?07:51-Do You Have Enough to Retire?Outstanding Personal Finance Tools👇Budgeting...👇★☆★ Rocket Money (originally called as TrueBill) ★☆★https://rocketmoney.sjv.io/CelestialWMWealth Management...👇★☆★Personal Capital ★☆★👇https://personalcapital.sjv.io/CelestialWMBookkeeping...👇★☆★Gusto Bookkeeping★☆★👇https://gusto.pxf.io/CelestialWM[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.I provide financial planning for business owners and their families that makes sense.Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.We strive to help you:*Optimize Your Cash Flow*Minimize Your Taxes*Build Your Net Worth*Create a Lasting Legacy➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!Top Financial Advisor Baltimore. Top Financial Planner Maryland.Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.

Retired At 55?? This is What Happens to Your Social Security

Thinking of retiring at 55? Leaving the 9-to-5 grind early is an incredible milestone, but it comes with unique challenges. Social Security benefits won’t kick in until at least age 62, which means you’ll need a solid plan to cover your living expenses in the interim. In this video, we’ll break down how retiring early affects your Social Security payments, explore strategies like the Rule of 55 and 72T distributions to access retirement funds penalty-free, and discuss why your work history plays a critical role in your benefits calculation.#EarlyRetirement #FinancialPlanning #SocialSecurity #RetirementStrategy #RetireAt55 #WealthManagement #FinancialFreedom #RetirementPlanning #RuleOf55 #MoneyTips00:00-Introduction00:40-The Reality of Early Retirement01:35-The Impact of Your Work History03:50-Covering The Gap07:20-Social Security Payment Calculations Outstanding Personal Finance Tools👇Budgeting...👇★☆★ Rocket Money (originally called as TrueBill) ★☆★https://rocketmoney.sjv.io/CelestialWMWealth Management...👇★☆★Personal Capital ★☆★👇https://personalcapital.sjv.io/CelestialWMBookkeeping...👇★☆★Gusto Bookkeeping★☆★👇https://gusto.pxf.io/CelestialWM[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.I provide financial planning for business owners and their families that makes sense.Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.We strive to help you:*Optimize Your Cash Flow*Minimize Your Taxes*Build Your Net Worth*Create a Lasting Legacy➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!Top Financial Advisor Baltimore. Top Financial Planner Maryland.Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.

The Holy Grail of Investing? Private Equity on the Blockchain...

In this video, Colin Exelby, CFP®, interviews Jamie Finn the co-founder and president of Securitize to explore how the Blockchain and tokenization allows additional access to private equity. Colin shows historical returns of private equity versus stocks, and explains how private equity works.Learn more about Securitize👇★☆★ https://securitize.io/ ★☆★Are you curious where the next big companies like Apple, Amazon, or Nvidia come from? It's often not in the public markets, but in private equity. Over the past 23 years, private equity has outperformed public stocks, with state pensions seeing a remarkable 11.0% annualized return. But is private equity only for the ultra-wealthy? That's changing, with new innovations lowering the entry barriers to as little as $10,000. In this video, I sit down with Jamie Finn, co-founder of Securitize, to discuss how blockchain is revolutionizing access to private equity.#PrivateEquity #AlternativeInvesting #Investing101 #Securitize #PrivateMarkets #InvestmentOpportunities #WealthBuilding #FinanceTips #Blockchain Outstanding Personal Finance Tools👇Budgeting...👇★☆★ Rocket Money (originally called as TrueBill) ★☆★https://rocketmoney.sjv.io/CelestialWMWealth Management...👇★☆★Personal Capital ★☆★👇https://personalcapital.sjv.io/CelestialWMBookkeeping...👇★☆★Gusto Bookkeeping★☆★👇https://gusto.pxf.io/CelestialWM[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.I provide financial planning for business owners and their families that makes sense.Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.We strive to help you:*Optimize Your Cash Flow*Minimize Your Taxes*Build Your Net Worth*Create a Lasting Legacy➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.

When it is time to fire your CPA?

When does it make sense to break up with your CPA? In this video, CERTIFIED FINANCIAL PLANNER™ Professional, Colin Exelby and Matt Bralove, CPA, Zone Accounting in Maryland Discuss:•The proper mindset for tax planning•The signs to look for to know if you should be breaking up with your tax planner•How to search for a new tax planner•Why reviewing past tax returns is important for future tax planning.Remember, it’s not what you make, it's what you keep. And in my opinion, with tax rates poised to move higher, working with a qualified tax advisor is extremely important.Timestamps :00:00 Introduction02:09 Meet Matt Bralove02:51 "Tax Planning isn't an event that happens in December or when you file your return, it's a mindset shift."07:36 What are some signs you should change tax planners?11:42 What types of conversations should you be having with your CPA?18:11 What are some things I should think about as I search for a new CPA?25:46 The Importance of Periodically Reviewing Prior Years’ Tax Returns27:23 What do you mean by tax extensions aren’t your friend?32:06 End★☆★ Zone Accounting ★☆★ https://www.zoneaccounting.net/[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.I provide financial planning for business owners and their families that makes sense.Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.We strive to help you:*Optimize Your Cash Flow*Minimize Your Taxes*Build Your Net Worth*Create a Lasting Legacy➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️If this sounds like what you are looking for then hit the subscribe button right here and I'll see you in the comments!Subscribe to the Channel Here:★☆★ https://www.youtube.com/channel/UC13s0hQVkEv-azgzhOe8QXA?sub_confirmation=1 ★☆★★☆★ Subscribe to the Blog Here ★☆★ https://seetheforestthroughthetrees.comTAGS - colin exelby,see the forest through the trees,financial planning for business owners,certified financial planner,bookkeeper for small business,accountant for small business,small business owners,entrepreneur,small business guides,LYFE Accounting,Ignite Spot Accounting Services,should you hire an accountant?,hiring mistakes,Money Management,small business basics,financial management,tax accountants,hiring a CPA,Hiring CPAs/Accountant,Accounting Recruitment Ten Questions You Should Be Asking Your Accountant, What if your Accountant SCAMS You?,Nonprofit Accounting Basics - 5 Things Your Accountant Should Do!When you should hire an accountant | Small Business Guides | Xero Bookkeeping Basics for Small Business Owners 7 Reasons You Need to Hire an Accountant What does an accountant do and why is it so important?, Should you use an Accountant to do your Tax Return? (Opinion from an Actual Accountant), ), Do you NEED an accountant?, Hiring an Accountant for Small Business; how to hire and the 10 questions you must ask first, Hiring an Accountant for Small Business; how to hire and the 10 questions you must ask first, Bookkeeping 101 for Small Business (EASY EVEN IF YOU KNOW NOTHING ABOUT ACCOUNTING Jill Gockel, When you should hire an accountant | Small Business Guides | Xero, 4 Questions to Ask While Hiring Your Accountant for your Business, small business accounting [checklist], Hiring an Accountant for Small Business; 10 traits to look for, Small Business Accounting Tips and Tricks, How Do Accountants Help Small Businesses?, How To Setup Your Business Accounting & Taxes In a Spreadsheet--Business Spreadsheet Template, How to Start A Business in 2022: Step-by-Step Guide, BEFORE you HIRE a CPA WATCH this (How to Hire A GREAT CPA and the qualities to look for), Should You Hire An Accountant For Your Taxes? - A Quick Guide, 7 Reasons You Need to Hire an Accountant, Hiring Advice: Avoiding Common Hiring Mistakes - Richard Lloyd Accounting Recruitment, Small Business Basics: Financial Management, Accounting vs. Finance: What's the Difference?, Hiring an Accountant for Small Business; how to hire and the 10 questions you must ask first, Turbotax vs Accountant: When Should You Hire a CPA?, What is a CPA, What Do They Do, and Who Needs One? Here's Everything You Need to Know., What happens when your accountant screws up your taxes?

Elder Care Planning 101 | When to Hire an Attorney

Thanks For Watching - Elder Care Planning 101 | What Am I Missing?According to recent Census data, the oldest baby boomers will turn 76 next year. By 2030 all baby boomers will be at least age 65. 👴Many of us are having to help our aging parents make both health and financial decisions. Planning for aging parents is becoming a larger and larger part of people’s wealth planning. 📝Unfortunately, in the financial planning profession, far too often we are consulted when it is too late to do ideal planning for an aging parent.That is why I have a special treat for you and called in an expert today to share her knowledge and help you See the Forest Through the Trees. ✅I recently interviewed Nicole Hewitt, Co-Founding Member at HWK Law Group to help discuss Elder Care Planning 101I am a Certified Financial Planner Professional™ or CFP®. See the Forest Through the Trees is a personal finance, health, and wellness blog and YouTube Channel that aims to help you see the bigger picture. My goal is to help you think outside the box about your life, your money and your health to be the best you can possibly be.★☆★ Subscribe to the Blog Here ★☆★ https://seetheforestthroughthetrees.comSubscribe to the Channel Here:★☆★ https://www.youtube.com/channel/UC13s0hQVkEv-azgzhOe8QXA?sub_confirmation=1 ★☆★➡️ ➡️Thumbnail Design Software⬅️⬅️https://www.canva.com/➡️ ➡️Green Screen and Lighting Kit ⬅️⬅️https://www.amazon.com/gp/product/B075VM76MV/ref=ppx_yo_dt_b_asin_title_o04_s00?ie=UTF8&psc=1➡️ ➡️Camera ⬅️⬅️https://www.apple.com/shop/buy-iphone/iphone-8➡️ ➡️Editing Software ⬅️⬅️https://www.apple.com/imovie/KEYWORDS - Elder Care Planning 101 | What Am I Missing?,see the forest through the trees,certified financial planner,celestial wealth management,Colin Exelby,Elder Care Planning,Medicaid,Medicare,Trust,Elder Care,Elder law,Assisted living,retirement,Senior Services,Senior Care,Long Term Care Planning,Eldercare 101,Elder Law Estate Plan,Seniors,Estate Planning,health care,elder law attorney,adult day care,retirement benefits,certified financial adviser,insurance,savings strategytips,saving tips,money management,colin exelby,financial advice,wealth tips,legacy planning,cash management,wealth management,simple financial planning,wealth manager,celestial wealth management,financial advisor,retirement,retirement withdrawal strategies,retire,company retirement plan,generate retirement income,withdrawals,tax distribution,federal income tax,state income tax,income strategy,retirement income tax,types of disability insurance, women, long term disability, financial advisor, northwestern mutual, saving, millennial finance, disability insurance benefits, di insurance, cover expenses, owl insurance solutions, personal disability insurance, insurance (industry), high limit disability insurance, excess disability insurance, petersen international underwriters, guardian life disability insurance, income protection plan, best disability insurance companies, new york disability insurance, disability insurance coverage, physician insurance, financial empowerment, disability income, income, individual disability income, individual disability income insurance, wealth management, education,wealth curve talk, protect your lifestyle with disability insurance, northwestern mutual disability insurance, di, brittney, castro, finance, wealth, financially, wise, mortgage, startup, financetips, cash, blockchain, creditrepair, luxury, goals,financialplanning, millionaire, rich, businessowner, loans, tax, bhfyp, financial, debtfree, insurance, economy, lifestyle, daytrader, forextrader, banking, accountant, creditscore, education, financialindependence, investments, realtor, fintechdoctors, resident physicians, wci, doctor mortgage, 401k, hsa, life insurance for millennials, disability insurance canada, disability insurance 101, life insurance 101, pwl capital, di quote, di quotes, di services, di insurance for millennials, finance, money, business, investing, investment, financialfreedom, entrepreneur, trading, stockmarket, wealth, stocks, invest, bitcoin, success, forex, motivation, realestate, investor, cryptocurrency, accounting,,crypto,credit,smallbusiness,entrepreneurship,marketing,trader,bhfypHow To Create A Tax-Free Retirement Income,see the forest through the trees,financial planning for business owners,retirement planning for business owners,certified financial planner,cash flow management,debt management,,retirement planning,retirement financial planning,vacation,retirement funds,retirement income,retirement withdrawal strategy,retirement plan,savings account,retirement spending,business owners,savings strategytips,elder care,elde care planning,elder law guide, elder law, estate planning, elder law expert, elder law attorney, long-term care, Medicaid planning, medicare planning, healthcare planning, the elder law group, life care planning center, united states elder care, elder care planning tips

Do This Every Time You Get Paid. Payday Routine from CERTIFIED FINANCIAL PLANNER™ Part 2

In this video, Colin Exelby, CFP®, explains the steps you should be taking when that paycheck hits your bank account. (Part 2)In part two of this series, we dive into steps 6 through 9, where Colin discusses how to maximize your retirement contributions and whether you should use a Roth 401(k) or a traditional 401(k). At what point should you acquire investment real estate? When should you save for your kid's college funds plus. Plus, don't miss out on Colin's supercharged bonus strategy to boost your income potential. If you haven't watched Part 1 yet, check it out first!⭐ Watch Part 1 Here: https://www.youtube.com/watch?v=Ce-UuYjMNmI&t=2s#FinancialFreedom #MoneyManagement #InvestSmart #SavingsTips #RetirementPlanning #WealthBuilding #PersonalFinance #FinancialGoals #SmartInvesting #budgetingbasics 00:00 - Introduction01:23 - Step 604:08 - Step 705:40 - Step 810:05 - Step 911:05 - Bonus StepOutstanding Personal Finance Tools👇Budgeting...👇★☆★ Rocket Money (originally called as TrueBill) ★☆★https://rocketmoney.sjv.io/CelestialWMWealth Management...👇★☆★Personal Capital ★☆★👇https://personalcapital.sjv.io/CelestialWMBookkeeping...👇★☆★Gusto Bookkeeping★☆★👇https://gusto.pxf.io/CelestialWM[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.I provide financial planning for business owners and their families that makes sense.Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.We strive to help you:*Optimize Your Cash Flow*Minimize Your Taxes*Build Your Net Worth*Create a Lasting Legacy➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.

Do This Every Time You Get Paid. Payday Routine from CERTIFIED FINANCIAL PLANNER™ Part 1

In this video, Colin Exelby, CFP®, explains the ideal payday paycheck routine.As payday swiftly comes and goes, most people don't have a set payday routine, leaving many to wonder where their hard-earned money has vanished,. Today, we delve into the crucial steps every individual should take the moment their paycheck lands. This video aims to unravel the complexities of paycheck management. From building an emergency fund to maximizing employer 401(k) matches. Despite common misconceptions and the looming shadow of credit card debt, which averages $6,295 per person in the U.S., we shed light on effective debt repayment methods and the importance of investing in vehicles like Roth IRAs and HSAs for a secure retirement. This video is designed to arm you with a holistic understanding of managing and enhancing your financial stability post-payday. Whether you're battling the "ostrich effect" of financial avoidance or seeking to supercharge your net worth, join us in this comprehensive exploration to determine if these strategies can revolutionize your financial planning and future.00:00 - Introduction02:20 - Step 1 04:55 - Step 2 06:15 - Step 3 11:40 - Step 4 13:05 - Step 5 #PaycheckManagement #FinancialPlanning #DebtRepayment #InvestingBasics #retirementplanning ⭐ My free Intentional Spending Tracker: https://bit.ly/49ewRYz⭐ Pros and Cons of HYSA: https://youtu.be/8mCYXuGzM-U⭐ Truth About Your Emergency Funds: https://youtu.be/rym_F9nnnVw⭐ HSA Strategy Unlocked: https://youtu.be/JDlM0InZwRAOutstanding Personal Finance Tools👇Budgeting...👇★☆★ Rocket Money (originally called as TrueBill) ★☆★https://rocketmoney.sjv.io/CelestialWMWealth Management...👇★☆★Personal Capital ★☆★👇https://personalcapital.sjv.io/CelestialWMBookkeeping...👇★☆★Gusto Bookkeeping★☆★👇https://gusto.pxf.io/CelestialWM[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.I provide financial planning for business owners and their families that makes sense.Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.We strive to help you:*Optimize Your Cash Flow*Minimize Your Taxes*Build Your Net Worth*Create a Lasting Legacy➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments!Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com.